SME Guarantee Fund
Public guarantee on bank loans to SMEs, covering up to 80% of the credit issued. It is not a direct subsidy but facilitates access to credit by eliminating the need for collateral.
Incentive details
Who can apply
All SMEs and professionals registered with professional bodies. Automatic creditworthiness assessment via an internal scoring model.
Amount
State guarantee up to 80% of the loan (maximum 5,000,000 EUR)
How to apply
The application is submitted by the bank or mutual guarantee consortium on behalf of the business. Response time: 5-10 business days.
Deadline
Always open - operational on a continuous basis
How we help
Free analysis
We evaluate your AI project and identify all applicable incentives, with no commitment.
Application preparation
We support you in drafting the project, business plan, and required technical documentation.
AI implementation
We build the funded AI project: from technical architecture to integration into your business processes.
Reporting
We guide you through the reporting and certification phase, ensuring proper disbursement of the grant.
Want to take advantage of this incentive?
We'll analyze for free whether your business qualifies and how to maximize the benefit.